Terms of use and site conditions

Use the site as an educational organizer, not as a substitute for professional judgment.

Educational scope

Content and tool outputs are general information, not individualized financial, legal, tax, investment, or insurance advice. We do not form a professional-client relationship. The editorial policy explains the sourcing, corrections, and financial-content boundaries applied to published material.

Your information

You are responsible for what you enter, export, store, and share. Do not enter secrets or use a shared device for sensitive inventories. Keep independent backups of records you need; this site is not a records custodian. Review the privacy policy before saving or exporting browser-local tool data.

Accuracy and availability

We work to make content accurate and tools transparent, but information can become outdated and software can fail. Verify material decisions against current source documents and qualified advice.

Acceptable use

Do not probe, disrupt, scrape at harmful rates, bypass security, introduce malicious code, or use the service to violate law or another person’s rights.

Changes

We may update these terms as the service evolves. Material changes will receive a new effective date.

Effective: October 19, 2026.